I have been in the mortgage business for 7 years, servicing Delaware, Pennsylvania, Maryland and New Jersey. My specialty is first time buyers, as I am well-versed in all first time buyer programs. However, when I meet a first time buyer, I work to make that my client for life, moving them into a second or third home.

My goal is to help you through the home purchase, making it as simple as possible.  This is the biggest purchase most people will ever make, and it is my job to make sure you understand it all, from start to finish, without being extremely overwhelmed. I will walk you through the process, help you understand what program is best for your situation, and make sure there are no surprises at the settlement table.  It is my ultimate goal to build a relationship with you, the customer, for life.

Please apply online and I will be in touch with you soon. Thanks for visiting my site and have a great day!

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I am a residential mortgage planner. I see a mortgage not just as a loan but as a financial instrument, that tied into your long and short term financial goals, will allow us to create a debt strategy that helps in building long term wealth creation for you and your family. Unlike a traditional loan officer, my role is to help my clients integrate the loan that they select into their overall financial and investment plans to help minimize taxes, improve cash flow and minimize interest expense. I help my clients successfully manage their home equity to increase liquidity, safety, and rate of return.

As a professional in the mortgage lending industry, I've built my reputation on providing outstanding service and advice to my clients. That means you can count on me to always look out for your best interests, and to keep you informed throughout every step of the way. It's my goal to help you cut through the clutter and noise in the mortgage marketplace, so you can quickly and efficiently find a loan that meets your objectives and fits your lifestyle. 

Since beginning my career in the mortgage industry in 1998, I have built a reputation through one guiding principle…SERVICE! Whenever I’m asked what I like best about my job, the answer is always…”I love to help people.”

My experience has shown me that people either have a natural service orientation or they don’t, plain and simple. For anyone working in a sales capacity, this skill should be paramount. Unfortunately, it’s the exception, and not the rule.

I have a Bachelor’s Degree from Bloomsburg University of PA and a Master’s from The Pennsylvania State University. Prior to the mortgage industry, I was a Corporate Director of Training and Development. I have also held real estate licenses in two states.

Personally, I enjoy volunteering, cooking, entertaining, physical fitness, and anything to do with the beach, family and friends.

Please apply online and I will be in touch with you soon. Thanks for visiting my site and have a great day!

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I’m a life-long resident of the Wilmington, Delaware region. My Husband and I live in Old New Castle.

I’ve been a mortgage loan officer working in Delaware since 1998. I serve the Delaware, Maryland, Pennsylvania and New Jersey markets. I became certified as a Mortgage Planner is 2007. A Certified Mortgage Planning Specialist is unlike a traditional loan officer, in that CMPS students must undergo extensive training to obtain this designation. As CMPS, I am also required to complete continuing education to retain this certification.

I try to meet with all potential clients and complete a thorough analysis. Upon completion of the analysis, I suggest various mortgage strategies that are tailored to achieve my client’s short and long term financial goals. I recognize that a mortgage is the largest single debt that one can have in their lifetime. I’m committed to customer service and try to take the anxiety out of purchasing and refinancing for my clients. I think of my clients as clients for life.

I am a past member of the New Castle County Chamber of Commerce and the New Castle County Board of Realtors. I’m a member of the Brandywine BNI Group. I enjoy boating with my husband and friends and volunteering at the Salem County Humane Society.  I’ve recently started playing golf again after a several-year hiatus.

Please apply online and I will be in touch with you soon. Thanks for visiting my site and have a great day!

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My residential mortgage career began in 1999. Prior to that, I gained financial knowledge and experience that would prove helpful in my 5 years and various departments at MBNA. It also happens to be where I met my beautiful wife. After some time, I moved on to work for the largest mortgage broker in Delaware at the time. I eventually moved on to management which is how I ended up in Sussex County 6 years ago. Now, I am very happy to be working, not only for a great company with great people, but also as a mortgage banker. Working at all 3 types of institutions, I can definitely say it is the best of both worlds for me and to best serve my clients. Five years ago, I completed training and education for commercial financing and I have been serving investor clients and business owners ever since. I have earned industry designations and certifications and I dedicate myself to continuing education to stay best equipped to inform my clients and partners. My focus today is helping clients maximize their credit scores and become mortgage-free in half the time.

My goal and reward in this business is helping the families I serve achieve their financial goals and dreams. For most, a mortgage is the biggest financial decision people will make in their lives and I take that to heart. I strive to consistently make the process quick, smooth and sometimes fun. When the loan closes, the relationship I have with my customer is not over, it is just beginning.

I currently reside with my family in Lewes, Delaware and have lived in Delaware all my life. I love living at the beach. My wife, Ali, and I have 2 beautiful children – son Vance and daughter Addison. Dog, cat and fish at home too. We are members at Bethel United Methodist Church. I am the founder, past president and active member of the Rehoboth II Chapter of BNI. I volunteer coach with the Henlopen Soccer Club. I enjoy making homemade wine and gourmet cooking; I even make award-winning chili. My favorite thing to do in my spare time is to spend time with my children.

Please apply online and I will be in touch with you soon. Thanks for visiting my site and have a great day!

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As a certified mortgage planner, I view your mortgage not simply as a loan, but as a monetary tool, vital to helping you reach your financial goals. Unlike a traditional loan officer, I have completed extensive training in strategies that allow me to best position my clients to reduce overall debt, improve cash flow, and minimize interest and tax expenses.

Together with my assistant, Yvonne Mitten, I have over 20 years of experience helping hundreds of homeowners in Delaware, Pennsylvania, New Jersey, & Maryland. We have created an award winning team designed to give you top mortgage recommendations and cutting edge guidance, ensuring a trouble-free transaction.

I enjoy conducting mortgage and financial seminars as an Instructor for the Delaware Money School (a non-profit organization dedicated to increase financial literacy) and several community homeownership initiatives. An affiliate member of the New Castle County Board of Realtors, I am an active participant in the Real Estate community and am proud to have been voted the 2009 affiliate member of the year by my peers. I am committed to excellence in all areas of my personal and professional life, and believe that professional integrity is the key to success in my business relationships.

Despite the recognition and awards, the greatest honors I receive are the “thank you’s” and referrals I get from satisfied homeowner’s. I welcome the opportunity to help you successfully manage the investment in your home.

Please apply online and I will be in touch with you soon. Thanks for visiting my site and have a great day!

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Laurel Office

Please apply online and I will be in touch with you soon. Thanks for visiting my site and have a great day!

Visit My Website

Please apply online and I will be in touch with you soon. Thanks for visiting my site and have a great day!

Visit My Website

Please apply online and I will be in touch with you soon. Thanks for visiting my site and have a great day!

Visit My Website